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  Course Description
Course Name : Credit Management

Course Code : MG11 714

Course Type : Compulsory

Level of Course : Second Cycle

Year of Study : 1

Course Semester : Spring (16 Weeks)

ECTS : 5

Name of Lecturer(s) : Assoc.Prof.Dr. SERKAN YILMAZ KANDIR
Prof.Dr. HATİCE DÜZAKIN

Learning Outcomes of the Course : To be able to know about the lending procedures in banks
To be able to find out about the credit evaluation process
To be able to know about the methods used in credit analysis
To be able to knows the process of arranging credit analysis reports

Mode of Delivery : Face-to-Face

Prerequisites and Co-Prerequisites : None

Recommended Optional Programme Components : None

Aim(s) of Course : The main objective of this course is to teach about banks´ loan management and credit analysis methods.

Course Contents : In this course, lending process, the methods used in credit analysis, and the banks´ credit reporting process are discussed.

Language of Instruction : Turkish

Work Place : IIBF


  Course Outline /Schedule (Weekly) Planned Learning Activities
Week Subject Student's Preliminary Work Learning Activities and Teaching Methods
1 Credit analysis and credit management in banks Reading the first chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
2 The organizational structure of the credit function and lending process Reading the lecturer´s own course notes Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
3 Evaluation of short term loan demands Reading the first chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
4 Evaluation of medium term loan demands Reading the 10th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
5 Evaluation of the special loans Reading the 10th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
6 The type and the quality of the collateras of the loans Reading the 11th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
7 Techniques used in the credit analysis Reading the 12th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
8 Midterm exam Preparation for the exam Written exam
9 Indicators of financial distress in firms Reading the 7th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
10 Evaluation of loan reports Reading the 7th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
11 Rejection of loan demands Reading the 13th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
12 Loan management in crisis periods Reading the 14th chapter of Credit Demanding book Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
13 Loan management in Turkey and in the world Reading the lecturer´s own course notes Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
14 Loan management in Turkey and in the world Reading the lecturer´s own course notes Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
15 Overview of the topics covered Revising the notes and the relevant chapters Presentation of theoretical approaches, powerpoint slides, giving current examples, solving problems on the board, discussion
16/17 Final exam Preparation for the exam Written exam


  Required Course Resources
Resource Type Resource Name
Recommended Course Material(s)  Kredi Taleplerinin Değerlendirilmesi, Öztin Akgüç, 2006,
 Bankacılıkta Pazara Yönelik Kredi Yönetimi, Niyazi Berk, 2001
 Banka Kredileri ve Yönetimi, Birgül Şakar, 2006
Required Course Material(s)


  Assessment Methods and Assessment Criteria
Semester/Year Assessments Number Contribution Percentage
    Mid-term Exams (Written, Oral, etc.) 1 60
    Homeworks/Projects/Others 0 40
Total 100
Rate of Semester/Year Assessments to Success 40
 
Final Assessments 100
Rate of Final Assessments to Success 60
Total 100

  Contribution of the Course to Key Learning Outcomes
# Key Learning Outcome Contribution*
1 Defines the basic theoretical models and numerical methods of finance function and describes the intended use. Indicates each model´s weak and strong aspects. 3
2 Analyses strategic and operational plans for financial companies, and creates sufficient knowledge to find solutions to the problems that might arise. 3
3 Explains how to create theoretical models to be used in financial management and how to apply quantitative and statistical methods. 3
4 It teaches how to interpret the findings obtained by the application of theoretical models, quantitative and statistical methods used in financial management. 3
5 Determines the appropriate methods to solve the problems encountered in business. 5
6 Enables financial organizations to reach the most appropriate conclusion with an accurate analysis of the basic financial statements. 5
7 It encourages to take responsibility individually and/or in a team, to lead and to work effectively. 4
8 Is aware of the need for lifelong learning, keeps track of the latest developments in the field and constantly develops professional knowledge and skills . 5
9 It teaches to exploit different sources in a new field in accordance with academic rules, to synthesize and effectively present the information obtained. 4
10 It supports the use of Turkish and at least one foreign language in accordance with the requirements of academic and working life. 3
11 Questions the methods of traditional approach; develops and implements new approaches when needed. 5
12 Identifies the most appropriate approach to financial management by taking into account the goals and objectives of the banking sector, its size, resources, culture and objectives. 5
13 By introducing comprehensive information about Capital Markets, their tools and institutions, it helps the person to utilize his comprehensive knowledge about BIST and the World Stock Exchanges in the best way in the field. 4
* Contribution levels are between 0 (not) and 5 (maximum).

  Student Workload - ECTS
Works Number Time (Hour) Total Workload (Hour)
Course Related Works
    Class Time (Exam weeks are excluded) 14 3 42
    Out of Class Study (Preliminary Work, Practice) 14 6 84
Assesment Related Works
    Homeworks, Projects, Others 0 0 0
    Mid-term Exams (Written, Oral, etc.) 1 1 1
    Final Exam 1 1 1
Total Workload: 128
Total Workload / 25 (h): 5.12
ECTS Credit: 5