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  Course Description
Course Name : Credit Management

Course Code : EMG12 714

Course Type : Compulsory

Level of Course : Second Cycle

Year of Study : 1

Course Semester : Spring (16 Weeks)

ECTS : 5

Name of Lecturer(s) : Prof.Dr. HATİCE DÜZAKIN

Learning Outcomes of the Course : Has knowledge about the lending procedures in banks
Understands the credit evaluatin process
Understands the methods used in credit analysis
Has knowledge about the credit reporting system

Mode of Delivery : Distant

Prerequisites and Co-Prerequisites : None

Recommended Optional Programme Components : None

Aim(s) of Course : The objective of this course is to provide an understanding of loan management in banking and credit analysis in general.

Course Contents : In this course, lending process, methods used in credit analysis and the banks´ credit reporting process will be discussed.

Language of Instruction : Turkish

Work Place : IIBF


  Course Outline /Schedule (Weekly) Planned Learning Activities
Week Subject Student's Preliminary Work Learning Activities and Teaching Methods
1 Credit analysis and credit management in banks Reading the first chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
2 The organizational structure of the credit function and lending process in the banks Reading the lecturer´s own course notes Powerpointslides, therotical discussions and brainstorming
3 Evaluation of short term loan demands Reading the first chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
4 Evaluation of medium term loan demands Reading the 10th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
5 Evaluation of the special loans Reading the 10th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
6 The type and the quality of the collateras of the loans Reading the 11th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
7 Techniques used in the credit analysis Reading the 12th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
8 Midterm exam Preperation for the exam Written exam
9 Indicators of financial distress in firms Reading the 7th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
10 Evaluation of loan reports Reading the 7th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
11 Rejection of loan demands Reading the 13th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
12 Loan management in crisis periods Reading the 14th chapter of Credit Demanding book Powerpointslides, therotical discussions and brainstorming
13 Loan management in Turkey and in the world Reading the lecturer´s own course notes Powerpointslides, therotical discussions and brainstorming
14 Loan management in Turkey and in the world Reading the lecturer´s own course notes Powerpointslides, therotical discussions and brainstorming
15 Overview of the subject Revising the notes and the relevant chapters Powerpointslides, therotical discussions and brainstorming
16/17 Final exam Preperation for the exam Written exam


  Required Course Resources
Resource Type Resource Name
Recommended Course Material(s)  Kredi Taleplerinin Değerlendirilmesi, Öztin Akgüç, 2006,
 Bankacılıkta Pazara Yönelik Kredi Yönetimi, Niyazi Berk, 2001
 Banka Kredileri ve Yönetimi, Birgül Şakar, 2006
Required Course Material(s)


  Assessment Methods and Assessment Criteria
Semester/Year Assessments Number Contribution Percentage
    Mid-term Exams (Written, Oral, etc.) 1 60
    Homeworks/Projects/Others 0 40
Total 100
Rate of Semester/Year Assessments to Success 40
 
Final Assessments 100
Rate of Final Assessments to Success 60
Total 100

  Contribution of the Course to Key Learning Outcomes
# Key Learning Outcome Contribution*
1 Explains the creation of theoretical and quantitative models used in financial management and shows how to apply a statistical method. 3
2 Teaches how to interpret the findings as a result of the application of statistical and theoretical models used in financial management methods. 3
3 Determines the appropriate methods to solve the problems encountered in business. 5
4 Qustions the ways of traditional methods and if it´s needed develops and implements new approaches. 5
5 Has a good command of Turkish, as well as at least one another foreign language in accordance with the requirements of academic and work life. 3
6 Provides an accurate analysis of the basic financial statements to reach the most appropriate conclusion. 5
7 Encourages taking responsibility, claiming the lead and working effectively in a team and / or individually. 4
8 Keeps track of the latest developments in the field as a recognition of the need for lifelong learning and constant renewal. 5
9 Utilises different sources in a new field, synthesizes the obtained information and presents the outcomes effectively. 4
10 Taking the goals and objectives of the banking sector, its size, resources and culture into account, determines the most appropriate approach to financial management . 5
11 Having a comprehensive knowledge about Capital Markets, it´s tools and institutions, such as BIST and the World Stock Exchanges, utilizes the best ways in the field. 5
12 Defines the basic theoretical models and numerical methods for finance function and describes the intended use. In addition, indicates weak and strong aspects of each model. 5
13 Allows the analysis of strategic and operational plans for financial companies, and creates sufficient knowledge to find a solution to the problems that might arise. 4
* Contribution levels are between 0 (not) and 5 (maximum).

  Student Workload - ECTS
Works Number Time (Hour) Total Workload (Hour)
Course Related Works
    Class Time (Exam weeks are excluded) 14 3 42
    Out of Class Study (Preliminary Work, Practice) 14 5 70
Assesment Related Works
    Homeworks, Projects, Others 0 0 0
    Mid-term Exams (Written, Oral, etc.) 1 5 5
    Final Exam 1 5 5
Total Workload: 122
Total Workload / 25 (h): 4.88
ECTS Credit: 5